26/09/2008

Financial Overview of Life Insurance Companies in Fiscal 2007

Kunio Ogihara 

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Due in part to the inappropriate handling of claims payments, new business at the nine leading life insurers plummeted in fiscal 2007. Another troubling trend is the persistent downtrend of business in force, which has impacted mortality and expense margins. As a result, core profit declined despite improvement of the negative spread from higher interest and dividend income. We review the industry’s performance and developments in fiscal 2007 including the emergence of Japan Post Insurance.

Kunio Ogihara

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